• What Everyone’s Getting Wrong About the Rise in New Home Inventory

    What Everyone’s Getting Wrong About the Rise in New Home Inventory,Michael Bempah

    You may have seen talk online that new home inventory is at its highest level since the crash. And if you lived through the crash back in 2008, seeing new construction is up again may feel a little scary. But here’s what you need to remember: a lot of what you see online is designed … Continue reading "What Everyone’s Getting Wrong About the Rise in New Home Inventory"

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  • History Shows the Housing Market Always Recovers

    History Shows the Housing Market Always Recovers,Michael Bempah

    Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market. According to the latest data from Realtor.com, the number of homeowners taking their homes off the market is up 38% since the start of this year and 48% since … Continue reading "History Shows the Housing Market Always Recovers"

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  • Should You Still Expect a Bidding War?

    Should You Still Expect a Bidding War?,Michael Bempah

    If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go. While multiple-offer situations haven’t disappeared entirely, they’re not nearly as common as they used to be. In fact, a recent survey shows agents reported only 1 in … Continue reading "Should You Still Expect a Bidding War?"

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  • From Frenzy to Breathing Room: Buyers Finally Have Time Again

    From Frenzy to Breathing Room: Buyers Finally Have Time Again,Michael Bempah

    If you tried to buy a home a few years ago, you probably still remember the frenzy. Homes were listed one day and gone the next. Sometimes it only took hours. You had to drop everything to go and see the house, and if you hesitated even slightly, someone else swooped in and bought it … Continue reading "From Frenzy to Breathing Room: Buyers Finally Have Time Again"

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  • Condos Could Be a Win for Today’s Buyers

    Condos Could Be a Win for Today’s Buyers,Michael Bempah

    Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in. For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less … Continue reading "Condos Could Be a Win for Today’s Buyers"

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  • More Contracts Are Falling Through. Here’s How To Get Ahead.

    More Contracts Are Falling Through. Here’s How To Get Ahead.,Michael Bempah

    When you sell a house, the last thing you want is for the deal to fall apart right before closing. But according to the latest data from Redfin, that’s happening a bit more often lately. The good news is, it’s completely avoidable if you lean on an agent for insight into why that is and … Continue reading "More Contracts Are Falling Through. Here’s How To Get Ahead."

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  • Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

    Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff,Michael Bempah

    Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like a … Continue reading "Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff"

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  • Are These Myths About Buying a Newly Built Home Holding You Back?

    Are These Myths About Buying a Newly Built Home Holding You Back?,Michael Bempah

    If you’ve been skipping over newly built homes in your search, you might be doing so based on outdated assumptions. Let’s clear up a few of the most common myths, so you don’t miss out on a solid opportunity. Myth 1: New Homes Are More Expensive It’s easy to assume a new build will cost … Continue reading "Are These Myths About Buying a Newly Built Home Holding You Back?"

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  • What You Need To Know About Concessions

    What You Need To Know About Concessions,Michael Bempah

    Some Highlights Now that there are more homes for sale, buyers have more options. And sellers need to be more flexible to close the deal. That’s why almost half of homeowners are making some type of concession. This can include covering closing costs, paying for repairs, or dropping the price. Not sure which concessions to … Continue reading "What You Need To Know About Concessions"

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  • Online Home-Buying Search Terms Recently Hit 2-Year High

    Online Home-Buying Search Terms Recently Hit 2-Year High,Michael Bempah

    Believe it or not, there are clear signs buyer interest is heating up again. Let’s talk about what’s really going on behind the scenes, and why the housing market might not be as quiet out there as it seems.  Buyers Are Looking, and Search Trends Prove It One of the clearest ways to measure what … Continue reading "Online Home-Buying Search Terms Recently Hit 2-Year High"

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  • Why Selling Without an Agent Can Cost You More Than You Think

    Why Selling Without an Agent Can Cost You More Than You Think,Michael Bempah

    Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth. Last year, homes that sold with an agent went for almost 15% more than those that sold without one. That gap is pretty hard to ignore. And with more homes on the market … Continue reading "Why Selling Without an Agent Can Cost You More Than You Think"

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  • A Second Home Might Be the Missing Piece in Your Retirement Plan

    A Second Home Might Be the Missing Piece in Your Retirement Plan,Michael Bempah

    Are you wondering if you’re on track to retire someday? According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to build stability and long-term income. And that’s where … Continue reading "A Second Home Might Be the Missing Piece in Your Retirement Plan"

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  • 3 Advantages of Buying a Newly Built Home Today

    3 Advantages of Buying a Newly Built Home Today,Michael Bempah

    Some Highlights Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes. There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower … Continue reading "3 Advantages of Buying a Newly Built Home Today"

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  • The Truth About Down Payments (It’s Not What You Think)

    The Truth About Down Payments (It’s Not What You Think),Michael Bempah

    Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re not alone. And you’re definitely not out of luck. Here’s the thing: a … Continue reading "The Truth About Down Payments (It’s Not What You Think)"

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  • The 3 Things You Risk by Pricing Too High

    The 3 Things You Risk by Pricing Too High,Michael Bempah

    When selling your house, the price you choose isn’t just a number, it's a strategy. And in today’s market, that strategy needs to be sharp. The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is … Continue reading "The 3 Things You Risk by Pricing Too High"

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  • What Credit Score Do You Really Need To Buy a Home?

    What Credit Score Do You Really Need To Buy a Home?,Michael Bempah

    According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is out of reach … Continue reading "What Credit Score Do You Really Need To Buy a Home?"

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  • Home Price Forecasts for the Second Half of 2025

    Home Price Forecasts for the Second Half of 2025,Michael Bempah

    Some Highlights With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say. Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area. To have a quick conversation about what’s … Continue reading "Home Price Forecasts for the Second Half of 2025"

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  • Today’s Tale of Two Housing Markets

    Today’s Tale of Two Housing Markets,Michael Bempah

    Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets. What’s a Buyer’s Market vs. a … Continue reading "Today’s Tale of Two Housing Markets"

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  • Housing Market Forecasts for the Rest of 2025

    Housing Market Forecasts for the Rest of 2025,Michael Bempah

    If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping home prices … Continue reading "Housing Market Forecasts for the Rest of 2025"

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  • The U.S. Foreclosure Map You Need To See

    The U.S. Foreclosure Map You Need To See,Michael Bempah

    Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s important to look at … Continue reading "The U.S. Foreclosure Map You Need To See"

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